With this ever-evolving market, we have seen numerous aspects that have shaped the power and supply of money. Due to this, we all will agree that the rich are getting richer and the poor are becoming poorer. This is also because of the lack of support and measures to uplift those who are struggling with their financial situation. As we all know the moment we go for loans and other financial assistance institutions we get to know about long paperwork. This long process is not only tedious but also requires numerous papers. So, to help out the once in need, we have discovered, Svatantra Saathi an amazing destination. This space is specially made for the poor and needy to extend them a helping hand. With the help of this blog, you will be able to know about this highly useful platform ism complete detail through which you can avail the services for yourself.
What is Svatantra Saathi?
Svatantra Saathi asserts itself to self-sufficiency through efficiency and aims at providing the next-gen microfinance entity offering differential financial solutions, through constant technological innovation. Through this, they try to bank the unbanked and also encourage them to entrepreneurship, where traditional banking cannot penetrate. The firm makes sure to provide a holistic financial and non-financial offering along with micro-credit as one of the major focuses.
The Svatantra Saathi has based itself on the tenets of entrepreneurship, transparency, and disruption through innovation. This has also made them achieve the honour of being the first microfinance institution to receive the non-banking financial company- (Microfinance Institution Licence from the Reserve Bank of India. Apart from all this one of the best parts is that they have introduced cashless disbursements from the start. Our native mobile application ‘SAATHI’ was acknowledged by The Economic Times BFSI Innovation Tribe Summit & Awards 2020 for its innovative efforts in the microfinance sector.
Factors that are Paid Special Attention
There are three major factors of Svatantra Saathi that they have paid special attention to. With the help of these three major factors, the platform is able to make itself one of the most unique among all the prevailing competitors.
Micro Loans
The site makes sure to provide micro-loans at minimal or no interest rates to the poor and needy. That is also suggested that you will not have to go through any kind of lengthy process in order to get the financial assistance that you are looking for.
Entrepreneurship
By providing micro-loans to all those who are in seek of the same Svatantra Saathi aims to encourage entrepreneurship. They try to evoke and encourage people to build their own earning measures and pull themselves out from any similar financial crisis.
Technology
The platform does not just bring in the method to annoy with unwanted procedures. Rather they also infuse and keep technology at its peak from the ease of application to that of withdrawal, repayment, and all the other factors that can be managed easily.
Working Process Svatantra Saathi
When it comes to the working process of Svatantra Saathi, then let me tell you that it is very simple yet effective. That is to say, you will not have to worry about any kind of issues related to understanding the process. Rather all that you need to do is simply surf through the provided details and gather all the desired information.
- Identification: The initial and most important step involves is that of identifying the correct customers to whom the loans can benefit. To locate the customers they make sure to do a detailed survey in the required region and space.
- Training: Not only does the platform simply provide loans and other assistance. Rather they also make sure to take proper and informative workshops, through this workshop they make sure to tell people about the best practices for effective money management.
- Disbursement: Disbursement means that they pay out money for small business investments. This could be termed as a method through which you encourage people to build their own earning measures to avoid financial failures.
- Formation: Svatantra Saathi field officers create a group of 5-12 people each, referred to as ‘Svatantra Sahayatah Samooh’. Through this group, they make sure that each group receives the required assistance without fail.
- Group Appraisal: Each group is provided with the required appraisals and knowledge about the process through which they can apply for assistance. They do not have to worry about getting lost in the process.
- Repayment/Collection: Unlike any other platform that provides you with late reminders they build an opportunity to extract more. Here at Svatantra Saathi, you are going to get timely reminders of repayment of the EMI, to avoid any last-moment hassle.
Accessing Svatantra Saathi Effectively
Now that you have read about almost all the major aspects of Svatantra Saathi. Here we unleash some of the simple methods following which you can access the platform. So all that you need to do is read the provided information and follow the mentioned steps.
- To begin with, first you need to access the official website with the use of any Browser.
- Once your Browser search is complete, tap on the link to the official site.
- Upon entering the homepage of Svatantra Saathi, you can surf through it.
- On the top right corner, you will get the toll-free number, 18002679911.
- Dial the number to get in touch with customer care.
- Know about the complete application process and other details.
- As they let you know about the steps, follow them and get your loan.
- You will be provided with Username and Password.
- Once your loan is approved, you can use the provided to log in to your Svatantra Saathi account.
- On your customized dashboard you will get all the required details.
Presence of Svatantra Saathi
As per the official reports, Svatantra Saathi as of the year 2024 has more than 990+ branches. These branches have been spread across 19 different states. Listed below are the states where you can locate the same.
| Maharashtra | Gujarat | Rajasthan |
| Madhya Pradesh | Chhattisgarh | Jharkhand |
| Uttar Pradesh | Odisha | Bihar |
| West Bengal | Assam | Tripura |
| Arunachal Pradesh | Punjab | Haryana |
| Uttrakhand | Karnataka | Tamil Nadu |
Core Values of Svatantra Saathi
Listed below are some of the major core values of Svatantra Saathi that make it unique from all the other platforms. Refer to the provided information to learn all the details about the core values of the site.
Transparency
The platform makes sure to be transparent with its customers. You will get to know about the clear application process, along with that all the charges, interest and other factors are disclosed to the consumers.
Integrity
They like to maintain their integrity by following the rules and regulations that are made keeping in mind the customer’s convenience. Svatantra Saathi stays honest with their customers and avoids any hidden charges.
Team Work
Their team works closely with each other to make the application process, survey, all the process seamless. This teamwork makes sure that you do not have to face any kind of latency or hurdles.
Innovation
Innovation is at the centre of the platform, wherein they make sure to use the technology effectively. Through innovative measures, they make sure that you do not have to worry about standing in a queue.
Customer Centricity
All their policy, process, and all the other aspects are designed keeping in mind the customers. With the help of the same, they are able to make themselves the best suitable for the customers and work towards fulfilling their needs.
Is Svatantra Saathi Safe and Relaible?
The reliability and safety of Svatantra Saathi cannot be guaranteed by us. It completely depends on one user’s experience. You must make sure that you read out all the terms and conditions carefully before relying on or investing any penny in this platform. You must go through extensive research, and read out each and every line of the policy so that you do not stay unaware. This may lead to last-minute issues, either while withdrawing or at the time of the repayment.
Conclusion
Overall, in this blog, we have tried our best to cover all the details related to Svatantra Saathi. If you are also someone who has been long looking for such informative content that has the potential to cater to all your requirements. Then this blog is definitely for you, all that you need to do is surf through and read all the mentioned information. That is, with the help of the provided details you can also seek out assistance in financial issues.
Disclaimer: All the details mentioned in this blog are meant only for informational purposes, and are based on our research. We in no way encourage or promote the usage of this platform. Hence one must to their own research prior to investing or relying on this site. Furthemore, investing on this site, must also be done at your own personal risk.